IT Finance & Leasing

For nearly every business, technology is well and truly a critical element of everyday trading. It can accelerate growth with improved efficiency by improving the speed of day-to-day operations. We are here to help with all your business IT finance and leasing requirements. So that you can implement high quality technology without the need for a large upfront cost.

Conversely, it can also have a detrimental effect on business if the right technology is not in place. With out of date tech it can hold your business back from its full potential.

We understand that you want to keep the amount of time and money spent on IT as low as possible. Allowing you to carry on with what you do best, running your business!

Finance Options

Over the years Systems Finance has evolved with the rapid increases in technology. Ensuring that the finance and leasing options available are a perfect fit for your business. See our range of products here.

One of the fantastic benefits of leasing is it takes the large upfront payment required to purchase technology away. Instead it provides a budget friendly, fixed monthly bill that is manageable, just like a mobile phone bill.

You can also get access to the top of the range technology over a more budget range of products for what could be as little as the price of an extra cup of coffee!

Tax Benefits

As with all finance leases, your business IT finance is tax-friendly, being 100% deductible from your corporation tax bill and the VAT is paid monthly, allowing you to claim the VAT back on your IT purchase every quarter.

As we continue to move into an era where technology and IT equipment almost becomes ‘disposable’, leasing is a brilliant way of making sure you get the value out of your IT equipment and technology as you use it. You pay for the equipment over the ‘useful lifespan’ of the equipment. By the time the lease has finished, you are ready to upgrade to the newest, state of the art technology.

Why Use Systems Finance?

Industry Leading Rates

With our access to over 40 UK funders, we can provide industry leading rates from just 2.5%.

98% Acceptance Rate

We spend time understanding your business and what you are looking to achieve. This results in the creation of detailed proposals that ensure you receive the funding you want.

Diverse Lenders

We can provide tailored finance solutions specific to your asset, industry and business. Whether you are a new start business, or well-established global firm, we can find a solution for you.

Rapid Finance

Systems Finance provides same day quotations with the ability to get you funding within just 24/48 working hours.

Key Benefits of Asset Finance

  • Tax Flexibility

    Some types of equipment finance like equipment leasing and sale and leaseback are more tax efficient than buying outright. That’s because when you lease an item it’s a monthly expense rather than an asset sitting on your balance sheet.

  • Easy to budget and manage

    Equipment finance in most of its forms gives you predictable payments so you can spread the cost over time. That means that managing cashflow is that little bit simpler, and you can focus on running the business.

  • Access to other lines of credit

    You don’t have to use up a bank facility you already have.

  • Tax efficiency

    Some types of equipment finance like equipment leasing and sale and leaseback are more tax efficient than buying outright. That’s because when you lease an item it’s a monthly expense rather than an asset sitting on your balance sheet.

  • Spread the cost and pay as you use it

    Why pay upfront on a depreciating asset when you can pay as you use it and spread the cost.

  • Always have the latest technology

    Get the latest technology without having to pay the huge upfront costs.

Fast and Efficient Process

With Systems Finance, the end of your lease is a hassle-free process. We will get in touch with you before the end of your agreement and you can choose to carry on using the equipment, or the equipment can be returned ready for your upgrade.

Due to the fact we work with a large number of IT resellers, we can confidently recommend a number of vendors or suppliers to help you make your choice. Alternatively, you can use any supplier of your choice and we will arrange the finance directly with you and the supplier, ensuring to keep you informed every step of the way.

Systems Finance Asset Refinance