Warehouse Financing

What is Warehouse Financing?

Warehouse financing is a type of inventory loan that involves transferring existing goods or commodities as collateral for the funds. This kind of agreement is most utilised by small to medium sized privately owned companies who cannot access other options due to their industry nature – such as those dealing with raw materials like metals and chemicals. A new popular finance solution that has been growing significantly over recent years because it provides these businesses’ owners greater flexibility when managing cash flow while still supporting growth opportunities through investing strategically within the company.

• Borrow money secured by inventories

• The warehouse goods are inspected and certified by a collateral manager to ensure the borrower owns the inventory used to back the loan.

• Inventories used as collateral will be moved and stored at a designated facility.

Warehouses are an excellent way for manufacturers to secure loans with favourable terms and repayment plan. The major benefit that borrowers can derive from warehouse financing is being able use their goods as collateral on the loan! This type of secured lending gives you cost effective access-to finance while avoiding higher interest rates associated with other types such as retail instalment plans. Since it is secure lending, warehouse financing is often less expensive than other types of borrowing. The warehouse financing option for small businesses provides an advantage because it can lower borrowing costs and improve credit ratings.

Warehouse Equipment Financing

Whilst warehouse financing is a great solution, many of our customers also require materials handling equipment, both cranes and fork lift trucks. We also provide warehouse equipment finance for commercial vehicles, trailers, refrigerated trailers and refrigerated vehicles, cold rooms, refrigeration equipment, air conditioning, climate control systems, heat management and also the Fire sprinklers, door entry and CCTV installations. If you are looking to finance or lease warehouse equipment rather than a warehouse financing agreement, please click here to view our ‘warehouse equipment leasing page’.

Why Use Systems Finance?

Industry Leading Rates

With our access to over 40 UK funders, we can provide industry leading rates from just 2.5%.

98% Acceptance Rate

We spend time understanding your business and what you are looking to achieve. This results in the creation of detailed proposals that ensure you receive the funding you want.

Diverse Lenders

We can provide tailored finance solutions specific to your asset, industry and business. Whether you are a new start business, or well-established global firm, we can find a solution for you.

Rapid Finance

Systems Finance provides same-day quotations with the ability to get you funding within just 24/48 working hours. Secure your warehouse finance solution today.

Key Benefits of Warehouse Financing

  • Cost Effective Finance Solution

    Warehouse financing is a secure lending agreement, which means it is often less expensive than other types of borrowing.

  • Flexibility

    Enables borrowers to obtain financing on more favourable terms than short-term working capital loans. More flexibility with repayment plans.

  • Improve Credit Rating

    Using a warehouse financing solution can help a commodity company improve its credit rating.

  • Secure a Larger Loan

    Can provide the opportunity to secure a larger loan using this type of finance agreement compared to other options.

Warehouse Finance – Made Simple

At Systems Finance we know that no two businesses needs are identical, so we take pride in truly understanding our client’s businesses along with their short and long term goals. Ensuring we provide a bespoke tailored service for each and every client we have the pleasure of working with.

With access to a range of specialist funders within the warehouse financing sector, we can deliver a finance plan that suits your business.

Warehouse Financing

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